One of the biggest mistakes I frequently see investors make is needlessly losing control of their money. Any time you pay a hefty commission or face surrender penalties in order to get YOUR money you lose control.

Oil futures refer to pertinent situations of the oil market on different levels.

Current oil prices have increased almost 70% this year.

Great risks and potential huge monetary gains.

One of the best things you can do for your household budget is to be aware of current crude oil prices and what those prices are anticipated to be over the next two to three months.

While you're making your New Years' resolutions, don't forget to give your financial house an annual tune-up. As the old saying goes, an ounce of prevention is worth a pound of cure, and few adjustments now could save you thousands of dollars, not to mention some major headaches, in the months and years to come.

Rising interest rates are another reason to avoid Equity-Indexed Annuities. If you are retired or near retirement, don't let yourself be talked into purchasing an Equity-Indexed Annuity. If you do, it could easily be a decision you regret for many years to come.

Crude oil prices behave just like any other commodity with wide price swings of shortage and oversupply.

The internet has opened up venues for income that were previously unthinkable. You don't have to be a guru or a whiz kid to tap into the earning potential of the internet. All you need is a little computer know how (make no mistake knowing more than the bare essentials helps) and you are ready to start making money.

If you thought you could never lose money by investing in bonds, think again